We can offer advice and information on the following areas of financial planning.
| Corporate | Business protection, employee benefits and packages |
| Critical Illness | Lump sum for serious medical conditions |
| Lifetime Mortgages |
Utilise the equity in your home This is a lifetime mortgage. To understand the features and risks, ask for a personalised illustration. |
| Health Insurance | Income for long term illness |
| Inheritance Tax | Reduction in the burden on your estate |
| Investments | Income or growth from a lump sum or regular saving |
| Life Assurance | Cover in the event of your death |
| Long Term Care | Provide for the cost of medical care for the elderly |
| Mortgages |
Mortgage facilities from a wide selection of lenders Your home may be repossessed if you do not keep up repayments on your mortgage. |
| Pensions | Adequate income for your retirement |
Mortgages - We can be paid by commission, or a fee of 1% of the loan applied for. For example, should you apply for a loan of £200,000 a fee of £2,000 would be payable. Our average fee is £250. Any procuration fee paid by the lender will be refunded or offset against the fee.
For advice on equity release we act as introducers to Sesame Solutions
Lifetime Mortgage - There is a fee for equity release advice. Typically, Sesame Solutions can be paid for their advice by commission or by fee which is 1.25% of the total amount released, subject to a minimum of £1450.
We can offer advice on Inheritance Tax planning.
The FSA do not regulate some forms of Inheritance Tax planning
Long Term Care - For advice on Long Term care we act as introducers only.